A WINDFALL FROM DUBAI

 A Warm Wind from Dubai Blows in a Massive Fortune

There is gold in the sands of the Arabian Desert, and in New Zealand, the Blakeboroughs have reason to celebrate a windfall of life-changing proportions – or so we were told.

It happened earlier this week with a message on Facebook from David Teixeira, Branch Office Manager at the Nova Equity Bank Dubai, United Arab Emirates. The message (unedited) is reproduced here.

Dubai, United Arab Emirates

Hello Peter Blakeborough My name is David Teixeira, I work with Nova Equity bank Dubai. I write to contact you over a very important business transaction which will be of our best interest and benefit to both our benefits. In 2006, Mr. Adam Blakeborough whose surname is same as yours and has your country in his file as his place of origin, made a fixed deposit for 48 months, valued at $14,500,000.00 with my bank. I was his account officer before I rose to the position of branch accountant. The maturity date for this deposit is 18th of September 2010. Sadly, Mr. Adam Blakeborough was among the death victims in March 12, 2008 earthquake in Sichuan, China that left over 70,000 deaths while he was on business trip. Since the last quarter of 2010 until today, the management of my bank has been finding means to reach him so as ascertain. If he will roll over the deposit or have the contract sum withdrawn. When I discovered that this will happen, I have tried to think up a procedure to preserve this fund and use the proceeds for business. Some directors here have been trying to find out from me the information about this account and the owner, but I have kept it closed because I know that if they become aware that Mr. Adam Blakeborough is late. They will corner the funds for themselves. Therefore, am seeking your co-operation to present you as the one to benefit from his fund at his death since you have the same surname, so that my bank headquarters will pay the funds to you. I have done enough inside bank arrangement and I only have to put in your details into the information network in the bank computers database and records reflecting you as his next of kin. If you concur with this proposal, I intend for you to retain 50% of the funds while 50% shall be for me. I await your response

David Teixeira had an impressive Facebook profile. He was from Orlando, Florida, went to Suncoast Community High School, and Yale University, and now lives in Dubai, UAE. He had lots of family and influential friends on Facebook. So, I replied hopefully using the same grammatically correct English as Mr Teixeira:

Dear David Teixeira,
Thank you so much for your message about the money. I can hardly believe it - $14.5 million! I have some questions as I hope this matter can be settled quickly, due to my financial situation needing more funds. That $14,500,000 is in which countries currency? You don’t seem to have said that. Also I have spoken with my immediate family who are very excited to but 50-50 they say is unfair. so I would like to negotiate a contract to receive the fund but my ancestor would not be happy for 50/50 split of deposit if still alive and would like a larger share to stay in family. So in recognition of your effort you should be handsomely rewarded and I would agree to paying you $4,500,000 and I can settle for $10,000,000 whichever currency that be. Thank you once again for getting in touch. It is so good news. Thank you. I wait for your answers.

Minutes later, I received a reply:

Hi Peter, You are welcome and it’s true that the sum of $14,500,000 is at a bank here in the UAE that is why I have reached out to me after many years of searching for you. The funds is in US dollars currency. I am glad to know that you have spoken to your immediate because this is my wish that your family gets the inheritance of your late family member Adam Blakeborough. I am in agreement with you and I will take this new offer that you have handsomely reward me with the sum of $4,500,000 while you can take the $10,000,000 for that is fairness to you and your family. Also, kindly provide your email address and let me explain more about the business and how we can begin right away

And then I made yet another offer:

Thank you for replying so promptly. We really appreciate everything you are doing to help us. But I must ask one more favor. Because my immediate family has 11 members we are wanting you to agree to your fee being reduced by $1 million to $3,500,000 giving our 11 family members $1 million each, and making each of them a millionaire which they could never have done without your help. This would be a great privilege for them and to you they would be forever grateful, David. We are so overjoyed with the wonderful news you have given.
We look forward to making the settlement with you. Please forward whatever contracts and arrangements needed as soon as possible. Thank you so much.
Peter

The next day I received an email from David:

David Teixeira <david.teiixeiira@gmail.com>

To:peter blakeborough

Wed, 14 Apr at 8:25 pm

Hi Peter Blakeborough,

I am freely giving you full details and explanation of this transaction bearing in mind that you will not betray me because everything I am proposing to you is legit, legal and it's very protected. The name of the bank I work for is Nova Equity Bank Dubai, United Arab Emirates. This transaction requires utmost trust and dedication from your side, since you will be receiving the funds as the next of kin/heir/beneficiary to the late Adam Blakeborough and shall be in control of the money, until I come over for my share. Regarding the sharing, I am not a greedy man, so I believe that my sharing ratio is acceptable to you as I have said early on in our conversation, 75.8 for you and your family while 24.2% is for me which is a fair deal.

David Teixeira, Branch Manager,
Nova Investment Bank, Dubai

I want you to bear one thing in mind, there is no risk involved in this transaction. It is 100% risk free and secured, once you follow my instructions and keep everything secret between us. What I have to do is to place your information in my bank database system as the next of kin/heir/beneficiary to late Adam Blakeborough then you will apply for the claim through a law firm here in the United Arab Emirates. You don't have to come down here for the claim, the law firm will represent you and handle all the documentation involved. As the manager group system development of my bank, the secret of the bank system is under my palms, placing your details in the system database of the bank as the next of kin/heir/beneficiary to late Adam Blakeborough is easy work for me.

There is no risk involved as I repeat again; the transaction will be executed under a legitimate and legal arrangement that will protect both of us from any breach of laws and constitutions in the United Arab Emirates and your country. I am going to recommend you to a good law firm here in the United Arab Emirates, who you shall contact and request for their legal services to represent you for the claims.

Once this is done, the law firm will assign a lawyer to be your attorney and the law firm will do all the work and documentation required for the release of the funds to you as the rightful next of kin/heir/beneficiary to late Adam Blakeborough. I will present you as a family member and closest relative to Adam Blakeborough and the only proof the bank will need is your identification, where your names are written. This is a very smooth operation with me in the bank, it will not last more than 4 weeks and the funds will be released to you as I have told you already.

So what I need to start up the whole process is your details;

FULL NAME:
FATHER'S NAME:
AGE:
DATE OF BIRTH:
COPY OF YOUR ID CARD OR PASSPORT:
OCCUPATION:
MOBILE NUMBER:
HOUSE ADDRESS:

The law firm in question is good and specializes in such cases. As far as my bank is concerned, I will be in control. I believe that God has answered my prayers by creating this opportunity for both of us. Please, remember to treat this transaction with utmost confidentiality for our own good. Upon your response, I will send to you a copy of the deposit slip. I am sending you copy of my ID's
Note: Please keep our confidentiality.

This is a classic Nigerian-type fraud with a double sting. Let me explain.

Online searches for Nova Equity Bank Dubai and David Teixeira (also Teiixeira and Teiixeiira) did not reveal any connection between the bank and the person claiming to be a branch manager for the bank. However, David (or whatever his real name is) has gone to extreme lengths to create an online identity, with Facebook, Instagram, and LinkedIn accounts as well as unsecured accounts in the name of the investment bank and related businesses in Dubai and elsewhere. Some of the accounts are years old. Facebook searches for David Teixeira revealed dozens of people with that name in many parts of the world, but none in Dubai where our David claims to live.

The first conclusion about this David Teixeira must be that that is not his real name.

Next, analysing the messages from David reveals that he has employed the same partly clever, partly clumsy fishhooks that other scammers have used in what have become collectively known as Nigerian frauds. The language he uses is not the language one would expect of an executive in banking or investment, born in Florida, and educated at Yale. It is more likely that English is not his first language, and he has never been involved in any legitimate banking or investment business.

The second conclusion must be that this David is not what he claims to be, and therefore cannot be trusted.

Next, comparing the Teixeira attempted fraud with earlier Nigerian frauds, it is obviously an improvement (from his point of view) on those earlier frauds. He has introduced an additional step in the process of having the funds ‘released’ to the beneficiary. He recommends a ‘highly trustworthy’ law firm to handle the formalities. In the older frauds the victim was asked for a ‘release’ or ‘administration’ fee to be paid so that the transfer process could begin, usually $100 or less, but that was always followed by requests for ever-increasing ‘fees.’ Once hooked, a victim could eventually lose their entire savings. Now the fraudster can get two bites of an ever-increasing cherry, while the victim will get nothing, and likely lose everything before realizing and admitting they have been conned.

The third conclusion must be that this version of the fraud is more sophisticated and therefore likely to have more victims.

Next, honesty and secrecy are over-emphasised in all the Teixeira messages. This is a red-flag, tell-tale sign that David Teixeira is an evil criminal with the same modus operandi as a paedophile – ‘trust me, everything is alright, but it’s a secret between us.’

The fourth conclusion must be that David Teixeira is a dangerous criminal who cannot be trusted in any way.

In his final message via email, David asks for enough information to generate a fake identity. He wants to sell my identity to other criminals who will hack my bank account, transport drugs in my name, obtain credit in my name, or sell a driver licence in my name so that someone else can run up fines in my name.

David Teixeira failed the ultimate test when he was asked twice to offer a better deal. It was easy for him to agree to millions more for the beneficiary because there were no millions to be had. The millions were a complete fiction.

The fifth conclusion must be that anyone receiving a message like the one sent by David Teixeira should immediately delete it and block the sender.

So, you may ask, why didn’t I take my own advice? Because, as soon as I read the opening words of the first message, I knew exactly what I was dealing with. I have seen many such messages before and have posted on Facebook, and Twitter, and on The Hot Wire Times about such frauds and scams. The risk to this writer was minimal. But I also knew that while I was keeping the fraudster occupied, he would have less time to scam others who could have more easily fallen victim.

So, who is David Teixeira really? He could be someone who has answered an enticing social media post that offers huge sums of money for working online from home, no experience needed. He could also be stuck in some third-world country working in a dingy building with dozens of other so-called agents, tapping out his messages to long lists of prospects. He could be an individual working alone with his own version of a time-honoured confidence stunt. However, wherever he is and whoever he is, he will probably be making a meagre income while a master in the background makes a fortune. Often the David Teixeiras of this world become victims too. He has probably never been to Dubai, probably looks nothing like the David Teixeira in the photo, but money from his victims could well be invested in Dubai, or some other place with slack laws that protect criminals. But whether he is rich or poor, David Teixeira does not deserve any of your money, and he certainly has no money for you.

Unfortunately, one of the wisest and mostly widely spread pieces of advice is also one of the least adhered to.
If it sounds too good to be true, it probably is!

So that fewer people will become victims, please share this post on social media for all it is worth.